Cover of Indebted

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A college student, Anjali aged 22 needs to pay her tuition money. She approaches her neighbor Ranjan for a loan. Ranjan readily pays that, but sets conditions, and seduces Anjali into his harem.

Chapter 1: Vandana is trapped

Anjali is worried, she calls Vandana n tells her she doesn’t have tuition money.

Vandana says she knows someone who can help. Anjali is skeptical but agrees to meet him. They knock on his door, He opens it. He's tall, handsome, with a smirk that says he knows exactly what he's doing. He looks them up and down, lingering on Vandana's cleavage. "Come in," he says, stepping aside.

His apartment is huge, filled with expensive art and furniture. Anjali feels out of place. She looks at Vandana, who seems right at home, perched on the edge of a plush couch, crossing her legs.

Anjali hesitates, then sits down on the other end, her back straight, hands folded in her lap. Ranjan watches her, a hint of amusement in his eyes.

"So, you ladies need some help, huh?" he says, pouring himself a glass of whiskey from a decanter on the coffee table. He doesn't offer them any.

Anjali clears her throat, "Yes, I'm short on tuition fees. I was hoping you could help."

Ranjan raises an eyebrow, "And why would I do that?"

Vandana chimes in, "Because you're a nice guy, Ranjan.

And because you like helping people out. Isn't that right?" She reaches over, touching his arm. Ranjan looks at her hand, then back at her, a slow smile spreading across his face.

"Well, Vandana, you know me so well," he says, his voice low. He turns his gaze back to Anjali, "But I must admit, I don't do anything for free. Everything comes at a price."

Anjali swallows hard, her heart pounding in her chest. She's heard rumors about Ranjan, about his... preferences. But she needs the money.

She takes a deep breath, her voice steady, "What kind of price?"

Ranjan leans back, his eyes never leaving hers. "The kind that involves you, me, and a lot of... fun." He emphasizes the last word, letting it hang in the air.

Anjali feels a surge of anger, but also a spark of something else. She's never been one to back down from a challenge. "You want to fuck me in exchange for tuition money?" she says, her voice cold.

Ranjan grins, "Well, when you put it that way, it sounds so... crude.

But yes, that's the gist of it," he says, not a trace of embarrassment in his voice. "You scratch my back, I'll scratch yours. Literally."

Vandana, who has been silent up until now, speaks up, "Anjali, maybe you should consider it. I mean, it's just sex, right? And think of all the things you could do with that money."

Anjali looks at her friend, a mix of betrayal and disbelief in her eyes. "You can't be serious, Vandana.

You're actually suggesting I sell myself to this... this..." Anjali struggles to find the right word, her cheeks flushing with anger and humiliation.

Ranjan chuckles, "Careful, sweetheart. You're in my house, asking for my help. A little respect wouldn't hurt." He takes a sip of his whiskey, his eyes never leaving Anjali's face.

Vandana leans over, her voice low, "Anjali, listen to me. This is a chance for you to get what you need. It's just sex.

The words echo in Anjali's mind as she stares at Ranjan, her heart pounding in her chest. She looks at Vandana, her friend's eyes pleading with her to understand. Anjali takes a deep breath, her mind racing. She needs the money. She needs to finish school. And if this is the price she has to pay...

"Fine," she says, her voice barely above a whisper. "You win."

Ranjan's grin widens, a predatory gleam in his eyes. "Good girl," he says, standing up. He walks over to Anjali, his movements fluid, confident.

He holds out his hand, "Come with me," he says, not looking at Vandana. Anjali hesitates, then takes his hand, feeling a jolt at his touch. His hand is warm, his grip firm. He leads her down a long hallway, past expensive-looking paintings and sculptures, and into a bedroom that's bigger than her entire apartment.

The room is dimly lit, the air thick with the scent of expensive cologne and something else, something primal. Anjali's heart is pounding in her chest, her breath coming in short gasps. She's never done anything like this before.

Anjali feels a mix of fear and excitement coursing through her veins as she stands in the middle of Ranjan's bedroom, her hands trembling slightly. She watches as he walks over to a dresser, pulling out a few things and placing them on the bedside table. She can't see what they are, but she can guess.

Ranjan turns to her, his eyes dark with desire. "Undress," he commands, his voice low and firm. Anjali hesitates for a moment, then starts to unbutton her shirt, her fingers fumbling with the tiny buttons.

She can feel Ranjan's eyes on her, burning into her skin, making her feel self-conscious and exposed. She shrugs off her shirt, letting it fall to the floor, followed by her bra. Her nipples harden in the cool air, standing out proudly against her chest.

Ranjan watches her, his expression unreadable. "Keep going," he says, his voice barely above a whisper. Anjali hooks her thumbs into the waistband of her jeans, pushing them down along with her panties in one fluid motion. She steps out of them, standing naked before him, her heart pounding in her chest.

She's never felt so vulnerable, so exposed in her life. But there's also a thrill that courses through her veins, a sense of empowerment that she never knew existed.

Ranjan walks over to her, his eyes taking in every inch of her body. "You're even more beautiful than I thought," he says, his voice low and husky. He reaches out, tracing his fingers along the curve of her hips, down her thigh. Anjali shivers at his touch, her skin alive with goosebumps.

She feels a thrill of excitement as Ranjan's hands explore her body, mapping out every curve and dip. She reaches out, tentatively, touching the rough stubble on his cheeks, feeling the heat of his breath on her skin.

Ranjan leans in, kissing her deeply, his tongue probing her mouth, tasting her with a hunger. His hands cup her breasts, squeezing them gently as his fingers brush against her nipples. Anjali gasps at the sensation, feeling a rush of heat between her thighs.

Ranjan's hands are skilled, knowing exactly how to touch her, how to make her body respond. He breaks away from their kiss, his lips trailing down her neck, his teeth nipping at her skin. One hand moves down to her pussy, his fingers slipping between her folds, finding her clit and rubbing it in slow, circles.

"Fuck," Anjali moans, her head falling back, her eyes closed. She can feel Ranjan's chuckle against her skin, his fingers never stopping their movement. He slips a finger inside her, then another, stretching her, filling her.

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