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The Triathlon Temptation

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Jen is a 38 year-old wife who has recently started training for a triathlon. She’s become quite attracted to her coach Tony. One day they are training with a swim at the beach and she has chosen to wear a bikini for the session. When they finish. They realised they have locked their keys in the car while they wait for the roadside assist. It gets very cold and she ends up sitting on his lap to stay warm. She realises quickly he is getting hard and things and get steamy even though she knows it’s wrong.

Chapter 1: The Unexpected Heat

The ocean had been a baptism today. Not the gentle, cleansing kind—the brutal kind, the kind that left your lungs burning and your muscles screaming for mercy. Jen surfaced with a gasp, tearing off her goggles and letting the salt water sting her eyes as she treaded water, searching for the shore.

Tony was already standing in the shallows, water sluicing off his shoulders as he ran a hand through his wet hair. He looked like he hadn't just swum two miles in open water. He looked like he could do it again without breaking a sweat.

"You took your time on that last set," he called out, a grin splitting his bearded face. "Thought I was going to have to send a rescue boat."

Jen flipped him off, paddling toward him with leaden arms. Her wetsuit felt like it had shrunk two sizes, and her legs were noodles. She finally found purchase on the sandy bottom and trudged out of the surf, letting the cold wind hit her exposed skin.

"Some of us don't have dolphin DNA," she wheezed, pushing her wet hair out of her face.

Tony laughed, a warm sound that carried across the empty beach. He handed her a towel, and she took it gratefully, wrapping it around her shoulders. The sun was sinking fast, painting the sky in shades of orange and bruised purple. The beach was empty except for the two of them, and the parking lot beyond the dunes held only a handful of cars.

"Not bad for a Tuesday," he said, falling into step beside her as they trudged toward the lot. "Your stroke was cleaner on the way back. You're finally listening to me about your breathing."

"I always listen to you," she said. "I just don't always agree."

He snorted. "That's the problem with you suburban moms. Too much free thinking."

She shoved him, and he stumbled, laughing. This was easy, she thought. This was the part she looked forward to—the cool-down banter, the shared exhaustion, the way Tony made her feel like she was more than just someone's mother, someone's wife. For three hours a week, she was just Jen. A swimmer. An athlete. A woman who could keep up with a former Olympic trialist.

They crested the dune, and the parking lot came into view. Her minivan sat alone under the flickering streetlamp, looking profoundly out of place next to Tony's beat-up truck.

"God, I hate that car," she muttered.

"You bought it for the cargo space."

"I bought it for the carpool lane. The cargo space was a consolation prize."

She dug into her beach bag, patting down the pockets. Her fingers found her keys—and then stopped. They were still in the ignition. She could see them through the windshield, dangling from the steering column like a taunt.

"No," she breathed.

Tony looked at her. "What?"

"I locked my keys in the car."

He stared at her, then at the minivan, then back at her. "You're joking."

"I really, really wish I was." She pulled at the door handle anyway, as if the car might suddenly decide to be merciful. It wasn't. She let her forehead fall against the cold glass with a dull thunk.

Tony walked around the vehicle, peering through the windows. He tried the passenger side, then the back. All locked. He crouched down, examining the doorframe.

"Could I pop the lock?" he mused. "I used to do it for my sister when she locked herself out of her Civic."

"With what?"

He pulled a Swiss Army knife from his gym bag, flipping it open to reveal a thin metal file. "This. Maybe. If I'm patient."

"It's a 2021 Odyssey, Tony. The locks aren't exactly 1998 Honda technology."

He tried anyway, wedging the file between the window and the seal. It slipped out almost immediately. He tried again, cursing under his breath as he scraped his knuckles on the frame.

"Ow. Shit."

"Let me try."

"To do what?"

"I don't know—look sympathetic?"

He gave her a flat look, and she couldn't help but laugh. The sound was hollow, edged with panic. The sun had dipped below the horizon, and the temperature was dropping fast. She was still in her wetsuit, still damp, and the coastal breeze was turning vicious.

"My phone's in there too," she realized. "So are my clothes. And my wallet."

"I have my phone."

"What about a coat?"

Tony glanced at his duffel bag. He pulled out a single thin windbreaker. They both stared at it.

"That's not going to cut it," she said.

"No," he agreed. "It's not."

He looked at her, and she looked at him, and then they both looked at the car with its untouched warmth and the keys glowing faintly in the dashboard light.

"You could call a locksmith," he offered.

"My wallet's in the car."

"You could call your husband."

The words landed between them like a stone. Jen's throat tightened. She could picture it—the phone call, the explanation, the silence on the other end as Mark absorbed the fact that she was stranded on a beach at twilight with her swim coach, wearing nothing but a wetsuit.

"He's in a board meeting until nine," she said. "And even if he weren't, he'd send a tow truck before he'd send himself."

Tony didn't press. He just nodded, pulling out his phone and checking the time.

"Nearest locksmith is in town, which is at least forty minutes out. Probably longer on a Tuesday night."

"So we wait."

"We wait."

The wind picked up, cutting through her wetsuit like it wasn't there. She shivered, wrapping her arms around herself. Her teeth were starting to chatter, and she could feel the goosebumps rising on her skin beneath the neoprene.

"You're freezing," Tony observed.

"Astute observation."

He was quiet for a moment, and then he gestured toward his truck. "The hood's still warm from the drive over."

She blinked at him. "What?"

"Engine block generates heat for a while after you park. We can sit on the hood, stay warm, wait for the locksmith."

"On the hood of your truck."

"It's either that or the sand."

She considered her options. The sand would be cold and damp. The hood would be warm, if not comfortable. And Tony's truck was parked beneath the flickering streetlamp, which at least meant they weren't in total darkness.

"Fine," she said. "But if anyone I know drives by, I'm telling them you kidnapped me."

"Deal."

He drove over to them with practiced ease, positioning himself in the bed of the truck. When she hesitated, he reached toward her, and she had no choice but to let him pull her up. His hands were warm against her bare arms, despite the cold air.

"Better?" he asked, adjusting so they were cradled together.

"I'm dressed for swimming, not sitting on a truck bed at twilight."

"Fair enough. But I'm not dressed much better."

She let out a shaky laugh, settling into the curve of his arm. The heat from the engine was seeping through the metal, warming her backside. She tilted her head, letting it rest against his shoulder.

"This is so stupid," she murmured.

"It's not stupid. It's just inconvenient."

"It's stupid. I've been driving for twenty years and I've never locked my keys in the car."

"There's a first time for everything."

She fell silent, listening to the wind and the distant crash of waves. The parking lot was empty, the streetlamp buzzing overhead. Tony felt solid against her, a fixed point in the gathering darkness.

"Thank you," she said quietly. "For staying. You could have just called a tow truck and left me here."

"And let you freeze to death? Bad for my reputation."

"Your reputation as an asshole?"

"My reputation as someone who leaves his clients in parking lots. It's bad for business."

She laughed, and the sound was lighter this time. It was easy, she thought. It was too easy, sitting here with him in the quiet, sharing warmth. She should be thinking about Mark, about the kids, about the dinner she was supposed to make tonight. But all she could think about was how long it had been since someone had held her like this, without reservation, without distraction.

The wetsuit was beginning to feel suffocating, and she wiggled, trying to find a more comfortable position. And that's when she felt it.

A pressure against her thigh. A rigid, unmistakable warmth that wasn't from the engine.

Her breath caught.

Tony went still beside her, his arm tightening almost imperceptibly around her shoulders. She could feel the heat of him through the thin neoprene of her wetsuit, feel his body responding to her nearness in a way that neither of them had intended.

"Jen," he said, and his voice was lower now, rougher.

She didn't answer. She couldn't. Her heart was pounding, her skin prickling with awareness. She knew she should move, should pull away, should make some joke to defuse the moment. But her body wouldn't cooperate.

"It's been a while," he said quietly. "Since I've been this close to someone. That's all."

"It's been a while for me too," she whispered.

The words hung in the air between them. She could feel his pulse through her palm where it rested against his chest. A gust of wind swept across the parking lot, and she shivered, pressing closer to him without thinking.

"Your phone," she said, mouth moving on its own. "You said you could call someone. What about Cameron?"

He exhaled, something like tension releasing from his shoulders. "He's not picking up. We're stranded."

"We're stranded," she repeated.

But they weren't stranded anymore, not really. The night was getting colder, the streetlamp casting long shadows across the cracked asphalt. She should have been thinking about the locksmith, about the cost of a tow truck, about her husband's tight smile at dinner. Instead, all she could think about was the feel of Tony's hand on her hair, the burn of his breath on her neck.

"We should talk about this," she said.

"Talk about what?"

"This. The way you looked at me in the water today. The way I've been looking at you."

He was silent for a long moment, and then he said, "There's nothing to talk about. I'm your coach. You're married."

She pulled back, meeting his eyes in the dim light. "Is that really all we are?"

He didn't answer. But his hand was still on her, and he didn't pull away.

"Tony," she said, and his name tasted like salt and confusion.

"Maybe we should call the locksmith again," he said, pulling out his phone with a shaking hand. "Check on the ETA."

She nodded, not trusting herself to speak, and watched him type. The blue glow of the screen lit up his face, showing her the lines of worry around his eyes. She had put those lines there.

"We should call Mark," she said, the name a cold splash of reality. "Tell him where I am."

Tony's thumb paused over the keypad. "I think that's a good idea," he said thickly.

She reached for her phone—then remembered it was in the car, locked behind glass, like everything else she was running from.

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